Expected Weightage

The Common University Entrance Test (CUET) for Financial Mathematics has seen a consistent pattern in its marking scheme and chapter-wise weightage over the last three years (2021-2023). Below is a detailed analysis:

1. CUET Financial Mathematics Marking Pattern (2021-2023)

• Total Marks: 100
• Number of Questions: 50 (MCQs)
• Marking Scheme:
• +2 for each correct answer
• -0.5 for each incorrect answer
• No deduction for unanswered questions
• Duration: 45 minutes

2. Chapter-wise Weightage (Trends Over 3 Years)

The syllabus is divided into core financial and mathematical concepts. Here’s the approximate weightage:

Key Observations:

1. Increasing Weightage: Time Value of Money (TVM) and Annuities have gained importance. Questions on loan amortization and EMI calculations are frequent.
2. Decreasing Weightage: Bonds Derivatives saw fewer questions in 2023. Probability questions reduced slightly.
3. Stable Topics: Capital Budgeting (NPV, IRR) remains crucial (~15-18%). Risk Return (CAPM, Sharpe Ratio) is consistently tested (~10%).

3. Question Difficulty Level (2021-2023)

• Easy (40%): Basic TVM, Simple Interest, Probability.
• Moderate (40%): Annuities, NPV, Risk Metrics.
• Difficult (20%): Bond duration, IRR conflicts, Derivative pricing.

4. Preparation Tips

• Focus Areas:
• TVM Annuities (25-30% weightage).
• Capital Budgeting Techniques (NPV, IRR, Payback).
• Practice:
• Solve previous years’ papers (available on NTA website).
• Use financial calculators for quick TVM calculations.
• Avoid Negatives: Skip uncertain answers due to -0.5 penalty.

Conclusion

CUET Financial Mathematics has shifted focus toward core financial concepts (TVM, Annuities, Capital Budgeting) while reducing emphasis on Bonds and Derivatives. 2024 aspirants should prioritize high-weightage chapters and practice numerical problems rigorously.

Would you like a topic-wise breakdown of expected question types?

Last edited by a moderator: Jun 13, 2025